Definition of insurance by the National Islamic Sharia is an attempt to one another and mutual support between the protection of individuals through investment in facilities and / or business tabarru shows the return on risk-to-face with the risks specific contract under Sharia .
Islamic insurance is a system where participants / members / participants not menghibahkan part or all of the contributions used to satisfy claims in case of accident suffered by some participants / members / participants. The role of business than just the operational management of insurance companies and securities firms were limited dana-dana/kontribusi / company delegated.
Insurance is insurance, which means Ta'awun Sharia help or support. We can say that the basic insurance is essentially a Ta'awun Sharia principles of mutual tolerance of others, learn to strengthen solidarity in the disaster response by the participants. This principle is in line with the word of God, and Surah Al 2, which means:
"Help you one another with love and dedication to help each other and menolonglah in sin and enmity"
Insurance Mangapa Sharia?
Ensuring that most of the community (non-Islam) is not safe for the predecessors of fiqh is known among scholars, why not include transaction used by the Islamic Fiqh friends or acquaintances to discuss the decision.
Differences of opinion about the insurance was due to differences in knowledge and ijtihad. The reason:
First in relation to insurance transactions are recorded in jahalah (ignorance) and ghoror (uncertainty), who does not know what profit or loss after the insurance period.
Since the latter is not riba or usury. This will become clearer in life, if a person is an insurance policy against a small amount of funds and contributions due, in hopes of getting more money in the future but can not. So basically, the activities of exchange, and the addition of premium, then it is clearly contain elements of wear nasi'ah RIBA Fadl and good wear resistance.
This third party can bring both parties to the conflict and hostility in disaster. As each party tries to resolve a loss to another. The dispute could lead to court.
This safe room, including the types of game as part of a small fortune for greater prosperity, spending by chance or without effort at work. In case of accident had come to the right of all treasures, which had promised, but otherwise not.
All four of the above, we can say that the transaction in the insurance industry as we know, according to the operation, known in Islamic jurisprudence. ta'awunnya Shariah insurance is acceptable to society and has developed rapidly in recent years.
Islamic insurance, the agreement at the beginning of a good clear and transparent AQAD Sharia and mutual collected (collectively, the tabarru resources) will be professionally managed by insurance companies through investments based on the principles of Islamic Shariah syar'i.
And at the end of all managed funds (funds tabarru ") is used to treat and prevent accidents / disasters / claims that have occurred in workers in the insurance industry. Shariah insurance, we are preparing financially for the principles of operation to maintain compliance Islamic fiqh. So there is no doubt safe Sharia.
Islamic insurance is a system where participants / members / participants not menghibahkan part or all of the contributions used to satisfy claims in case of accident suffered by some participants / members / participants. The role of business than just the operational management of insurance companies and securities firms were limited dana-dana/kontribusi / company delegated.
Insurance is insurance, which means Ta'awun Sharia help or support. We can say that the basic insurance is essentially a Ta'awun Sharia principles of mutual tolerance of others, learn to strengthen solidarity in the disaster response by the participants. This principle is in line with the word of God, and Surah Al 2, which means:
"Help you one another with love and dedication to help each other and menolonglah in sin and enmity"
Insurance Mangapa Sharia?
Ensuring that most of the community (non-Islam) is not safe for the predecessors of fiqh is known among scholars, why not include transaction used by the Islamic Fiqh friends or acquaintances to discuss the decision.
Differences of opinion about the insurance was due to differences in knowledge and ijtihad. The reason:
First in relation to insurance transactions are recorded in jahalah (ignorance) and ghoror (uncertainty), who does not know what profit or loss after the insurance period.
Since the latter is not riba or usury. This will become clearer in life, if a person is an insurance policy against a small amount of funds and contributions due, in hopes of getting more money in the future but can not. So basically, the activities of exchange, and the addition of premium, then it is clearly contain elements of wear nasi'ah RIBA Fadl and good wear resistance.
This third party can bring both parties to the conflict and hostility in disaster. As each party tries to resolve a loss to another. The dispute could lead to court.
This safe room, including the types of game as part of a small fortune for greater prosperity, spending by chance or without effort at work. In case of accident had come to the right of all treasures, which had promised, but otherwise not.
All four of the above, we can say that the transaction in the insurance industry as we know, according to the operation, known in Islamic jurisprudence. ta'awunnya Shariah insurance is acceptable to society and has developed rapidly in recent years.
Islamic insurance, the agreement at the beginning of a good clear and transparent AQAD Sharia and mutual collected (collectively, the tabarru resources) will be professionally managed by insurance companies through investments based on the principles of Islamic Shariah syar'i.
And at the end of all managed funds (funds tabarru ") is used to treat and prevent accidents / disasters / claims that have occurred in workers in the insurance industry. Shariah insurance, we are preparing financially for the principles of operation to maintain compliance Islamic fiqh. So there is no doubt safe Sharia.